Fast Paying Casinos
Fast Paying Casinos the top 40 was created because I play at online casino sites regularly. Nobody likes long pending periods on cash-outs or lengthy KYC procedures! Numerous UKGC licensed casino sites are tested for trustworthiness and pay-out speed and are listed here. Casinos for High Rollers, plus New UK online casinos have been separately categorised too. In the UK the reversal of withdrawals has been abolished by the UKGC so the process of cashing out should start immediately you action a cash-out. Check out our vetted and verified fast paying casinos for the latest offers.
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Fast Paying Casinos TOP 40 bonus & spins offers below:
Bonus FAQ
Is a bonus worth taking?
The UKGC have abolished bonuses that tie your cash in to wagering requirements! Therefore some the examples immediately below will shortly be outdated unless you are playing from outside the UK. You will find that you get 2 balances and play CASH first, which won’t usually contribute towards your wagering requirement. Should you win with your cash balance you may withdraw this and then forfeit the bonus.
Some casinos (i.e. BGO) may simply award extra spins on first deposit and you get to keep all the winnings as withdrawable cash with no wagering. Others may simply award a bonus that is not paid up front but redeemed by cash play over your first and subsequent deposits until you meet the wagering. The bonus is then given as a withdrawable cash lump sum. We at fastpayingcasinos welcome these changes as it will reduce bonus disputes and make things fairer at the fast paying casinos for all new depositors!
Win or lose it will definitely give you more playtime, but as 50% of players winning will win on their cash balance and then withdraw it while forfeiting the bonus, the casinos have had to make changes so bonuses aren’t as good as they once were. An example is that when you lose your cash and then play your bonus it means that ALL the 35xB wagering must be completed just on those bonus funds. Then you’ll likely see a MAXIMUM CONVERSION which means when you make wagering only say 4xB will be converted to cash so if you took 100 in bonus then made wagering at say 700, you would lose 300 when it converts.
You can still play on with the cash after conversion and raise the amount again if you are lucky though. Some casinos may simply have a fixed cap of say 3,000 on any match bonus amount taken by the player. The reason this occurs is that with separate cash and bonus balances the bonus is effectively a ‘second chance’ when you’ve lost your cash deposit. So you have two chances to win, first with your cash balance and then again with the bonus – this increases the frequency of cash-outs over the old system where cash and bonus were all one bonus balance and had a considerable EV- to the player. The casinos can’t be expected to give money away especially as now in the UK bonuses are no longer tax-deductible as a casino marketing expense. These reasons are why conversion limits are imposed by most, but not all casinos.
How does a bonus work?
The SUB (sign-up bonus) at these fast paying casinos will usually be 100% and have a WR stated in terms of the casino. If you say had a 35xBonus wagering, this would start once you have lost your cash balance. So, in this case if you deposit 50 you need to wager 1750 before converting it to withdrawable cash. There will almost certainly be a ‘conversion limit’ which means if you are over this amount when meeting your wagering requirement, your balance will be reduced to the stated amount. If the limit in this case was for example 10x Deposit and you finished wagering with 800 in your balance then 300 would be removed. You could then withdraw 500 or play on with it without bonus restrictions. Always check the terms though! You tend to find the majority of 100% bonus offers will occur when you join a new casino.
Chances of redeeming a bonus?
These examples apply to non-UK players only! You may have heard players mention the terms (expected value) ‘EV+’ or ‘EV-‘. Without complicating matters, it is quite a simple calculation: Assuming you play slots, they pay on average about 96%. So basically you will lose 0.04 for every 1.00 you stake on average. In other words 1/25 of each currency unit per spin. So, you deposit 50 and get 100% SUB so you have 100 to play with and the WR is 25xD+B. So you need to wager 2500. You will lose 0.04 a spin x 2500 – 100! So you would lose your deposit plus bonus at the point of meeting WR. Therefore an EV- proposition.
A second example is 35xB WR. So you need to wager 1750. 1750 x 0.04 is 70. So you would end up with 30 of your 50 deposit left when you meet WR. So again an EV- bonus. The full EV+ point would be 25xB which would mean you would on average finish with the 100 you started with therefore cashing the 50 bonus! Of course the fast paying casinos aren’t there to give free money out and you would be lucky to find anything under 35xB nowadays, unless you get a better offer as an existing-player bonus later on. There is the chance of you hitting a decent win early on which means the odds thereafter greatly improve in your favour. It’s a good feeling when you have a balance of 400 with only 400 WR left, so from then on everything you win will be cash in your pocket!
Summary: A bonus ties you usually to a WR, but improves the chances of hitting a decent win by giving you more spins than your deposit would have gotten you. All these fast paying casinos allow you to choose.
Caution! ALWAYS check the casino’s terms, as some slots with a high RTP (return to player) say in excess of 97% OR slots which have a very low variance (very frequent smaller wins) OR can offer exceptionally large wins x stake, may be excluded from using bonus funds on or have a lower contribution to your WR i.e. only 75 per 100 played through.
Documents required for KYC?
Note! Since May 2019 UK-based have been required to pre-verify at casinos before they can deposit and play. This may be done electronically by some and therefore instant, but delays are likely where documents scanned are manually checked. Don’t worry, we will collate information about verification timescales at UKGC casinos and bring it to you here: FAST VERIFYING CASINOS. The fast paying casinos may (or may not if they use automated checks) need a scan of ID before paying out, or paying out over a certain limit. These ‘know your customer’ (KYC) checks are normal and a requirement of their licensing conditions. They are not there to delay cash-outs and you only need do them once.
These consist of a scan of photo ID such as passport or driving licence, a utility bill less than 3 months old for proof of address and scan of your depositing card or web-wallet page. The fast paying casinos I deal with will usually do this quickly (if they require it) and it’s always a good idea to have these in a folder ready. If the fast paying casinos have an upload facility in their account section, do it anyway whether they ask or not.
STATEMENT OF WEALTH: In some cases due to EU Money Laundering and/or Problem Gambling issues a fast paying casino may request a Statement Of Wealth (Source Of Income) to determine your funds are legitimate and can explain the accumulated amount you have spent there. The casinos’ criteria for triggering this request can vary but you’ll be expected to provide proof of occupation and income so at the very least payslips and bank statements would be required. This can be quite personal, intrusive and detailed in nature and if waiting on a withdrawal can put the player in an uncomfortable situation whereby they are reluctant to provide so much information but have no choice. There are also issues of confidentiality as for example if you are an affiliate or private contractor you may be pressurized into giving information that in itself is subject to a separate disclosure agreement which will therefore be breached when revealing it! There seems to be no common framework to the process although over time this should be established to protect all parties involved. For now it remains not an ideal process, so be warned!
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